Life Insurance for 75 Year Old Man or Woman
Common Life Insurance Amounts For 75 year olds:
| $10,000 | $15,000 | $20,000 |
| $25,000 | $30,000 | $40,000 |
| $50,000 | $75,000 | $100,000 |
| $250,000 | $500,000 | Other Amount |
If you are a seventy five year old male or female, you may be wondering if it is still possible to get a life insurance policy.
The good news is, it may be!
There are a few things the insurance company will take into account:
- Your present health status
- Previous health issues and illnesses
- Do you smoke
- Are your overweight
- Do you engage in any risky activities
Your Health
If you are 75 years old, and have any health issues like the following, it may be difficult to get a policy:
- Alzheimer's Disease or Dementia
- Cancer
- Diabetes
- Pneumonia
- Heart Disease and Heart Attack
- Hypertension (high blood pressure)
- Kidney Disease
- Liver Disease
- Lower Respiratory Diseases
- Parkinson's Disease
- Stroke
- Sleep Apnea
- Obesity
- Anxiety
- Depression
But, like everything, it depends. Make sure to speak on the phone with a life insurance agent specializing in older ages.
Final Benefits
Often, the reason that seventy five year olds get life insurance coverage, is to cover final expenses, like their funeral and any outstanding debts they may have.
They do not want to leave their family in a financial bind.
If You Get Denied
If you get denied for a regular insurance policy, you still have the option of going with a no-medical policy, also called, a Guaranteed Acceptance Life Insurance or Guaranteed Issue Life Insurance.
Get a senior life insurance quote!
Here's an example of a 10-year term policy for a woman non-smoker, in good health.
| AGE | $25,000 | $50,000 | $100,000 | $200,000 | $300,000 | $500,000 |
|---|---|---|---|---|---|---|
| 75 year old female | $96.26 | $92.67 | $118.52 | $192.69 | $258.30 | $456.85 |
Get best 75 year old life insurance rates today!
Here's an example of a 10-year term policy for a non-smoker man, with a good health status.
| Age | $25,000 | $50,000 | $100,000 | $200,000 | $300,000 | $500,000 |
|---|---|---|---|---|---|---|
| 75 Year Old Man | $119.10 | $176.55 | $220.25 | $435.35 | $494.40 | $819.62 |
